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LIABILITY INSURANCE

OBJECT/MATTER OF THE INSURANCE:

Natural or artificial persons can be insured against the risks described at INSURED RISKS, with reimbursements for the following damages for which the Insured person is responsible in front of a third party:

bodily injuries to a third person, which caused expenses for temporary inability to work, disablement or death, including partial or total loss of income, if these damages are due to direct bodily injury;
damages to property (to goods) by deteriorating or destroying of a good or injury to an animal.

INSURED RISKS:

This type of insurance covers the damages done by the Insured person to third party (person), as a direct consequence of accidental deeds, commited uncautiosly or negligently, for which he/she is responsible in front of the law.

If the delictual liability elements are accomplished, the Insurer grants reimbursements for:

the sums which the Insured-as a natural person-is due to pay to third party, as damages done from personal guilt, or other person’s guilt for which the Insured is legally responsible (under-aged children, pupils and students under the Insured supervision), for bodily injury or damages to goods;

the sums which the Insured-as an artificial person-is due to pay to third party, as damages done from personal guilt, or his/hers pre-posed) for bodily injury or damages to goods;

the sums which the Insured is legally due to pay to third party as damages as a result of things’ or animals’ actions, in the Insured guardianship or trusteeship, as well as the buildings ruin;

the sums which the Insured’s wife/husband or those persons to which the Insured has the legal responsibility of maintenance and live with the Insured are due to pay to third party as damages done by their guilt as bodily injury or damage to goods;

expenses made by the Insured in civil trial proceedures (trial expenses) if obliged to reimbursement;

trial expenses made by the third party to the performance of the due reimbursements if the Insured is due by judgement to acquittance.

TYPES OF LIABILITY INSURANCE:

of the service person
of the employer to his/hers employees
of the tenant to the owner
of the bodyguard company
of the public food units
of the car workshop
of the beauty saloons
for medical malpraxis
of the farmacists
of the lawyers
of the authorized accountants
of the architects
of the actuary
of the teachers
for money-valuables transportation
of the travellers transportation
of the translators
of the brokers
of the producers
of the hotel keepers
etc.

If interested in contracting this type of policy, whichever it may be, please fill in the contact form with your personal data and in short time we’ll submit a compared tender from several insurance companies, so that you, together with us, be able to take a decision. Moreover – we provide free of charge audit for your current policies.