CASCO INSURANCE

OBJECT/MATTER OF THE INSURANCE:

Motor vehicles: terrestrial transportation vehicles of goods or people, actioned on engine principle, built up and equiped for various destinations. Trailers and semi-trailers are to be separately insured.

INSURED RISKS

MAIN RISKS:
The Insurer grants reimbursements with the settled sums for:

• damages to the vehicle due to crashing impact, hitting, twisting, scratching, falling (including in transbordation circumstances), fall of foreign objects on the vehicle;

• theft of the vehicle or parts of it, as well as damages to it as a result of theft or theft attempt;

• damages to the vehicle due to fire, explosion, smoke, spotting and other destructions due to fire;

• damages to the vehicle due to floods, storm, hurricane, earthquake, land collapse or slipping, torrential rain, hale, lightning and thunder, ice or snow weight, avalanches, flowing waters’ mechanic influence on the vehicle or water driven objects’ influence on them;

• damages to the vehicle’s supplementary fittings, stated by the Insured in the request form, whose value is included in the vehicle’s insured sum, only if the damages is due to the above risks lit.a-d;

• damages to parts of the vehicle while being dismantled for fixing or scheduled maintenance due to the above causes lit a-d;

• damages to the vehicle due to measurements taken to save it;

• transportation expenses of the vehicle in order to relocate it either at the nearest workshop or at its shelter refuge;

• expenses for the replacement of the car’s locking system (doors, tank, wheel), in case of the keys’ loss or theft.

EXTENTED RISKS:

• the insurance policy covers the damages even in case it is driven by someone else other than the Insured person;
• the insurance policy covers the damages occurred outside the borders without any other payment for supplementary costs, but in addition to the GREEN CARD.

SUM INSURED

Vehicles are insured at their real worth at the policy’s expiry/renewal date.

“Real worth” means the vehicle’s selling worth at contracting date (according to purchase invoice, price catalogues or lists), except for the depreciation, established on relation to vehicle’s age, according to Insurer’s appreciation scale.

The vehicle’s supplementary fittings are insured at the value stated by the Insured person in the request form and accepted by the Insurer.

The insured sum can be settled at the Insured person’s will as following:

• lei;
• convertible currency (USD, EURO etc.);

OTHER TYPES OF MOTOR INSURANCE:

• CARGO insurance (the transported merchandise insurance)
• BOUQUET insurance (CASCO+GREEN CARD+CMR)
• CMR insurance (carrier’s liability for its merchandise)

If interested in contracting this type of policy, whichever it may be, please fill in the contact form with your personal data and in short time we’ll submit a compared tender from several insurance companies, so that you, together with us, be able to take a decision. Moreover – we provide free of charge audit for your current policies.

Contact us NOW!